Owning valuable watches and jewellery brings both pride and responsibility.
Ensuring their safety at home is essential to protecting both their financial and sentimental value.
At High Net Worth Insurance Specialist, we understand the steps necessary to safeguard your luxury items.
Here’s our expert advice on how to keep watches and jewellery safe at home.
1. Invest in a Secure Safe
One of the best ways to protect your watches and jewellery is by storing them in a high-quality, fireproof, and burglar-resistant safe.
Look for safes that meet industry standards for home security and can be securely bolted to the floor or wall.
A safe provides a solid layer of protection against both theft and accidental damage.
2. Install a Home Security System
A comprehensive home security system with cameras, alarms, and motion sensors acts as a major deterrent to potential intruders.
Today’s advanced systems can notify you via smartphone alerts and integrate with smart home systems for 24/7 monitoring, offering peace of mind that your valuables are being watched over even when you’re away.
3. Conceal High-Value Items
While it may be tempting to keep your watches and jewellery on display, doing so can make them vulnerable.
Store your valuable pieces in hidden areas or within furniture to keep them out of sight and reduce the risk of them being targeted.
4. Document Your Collection
Create a comprehensive record of your watches and jewellery, including photos, receipts, and appraisals.
This documentation is vital in case of theft, damage, or insurance claims, helping you recover the value and specifics of each item. Store these records separately from your jewellery, ideally in a digital format.
5. Regularly Update Your Insurance
Having the right insurance is crucial for protecting your high-value assets.
Ensure your policy covers your collection’s full value, including specific items of significant worth.
With High Net Worth Insurance Specialist, we tailor policies to suit unique collections, providing protection for all your prised assets.
6. Limit Information Sharing
Avoid sharing details about your collection or where you keep it on social media or with people outside your immediate circle.
Publicly advertising your valuables, even unintentionally, can increase your risk of burglary.
7. Utilise Smart Locks and Motion-Activated Lighting
Smart locks and motion-activated lighting around entry points create an added layer of security, deterring unauthorised access.
These solutions also give you more control, as many smart locks allow remote locking and unlocking through your smartphone.
8. Consider Professional Storage for Rare Pieces
If certain items are especially valuable or rarely worn, professional storage may be an option worth considering.
High-security storage facilities provide maximum protection and climate control, ideal for preserving items that require extra care.
Protecting Watches and Jewellery with the Right Insurance
No matter the level of protection you put in place at home, unexpected events can still occur. The right insurance policy is essential to fully protect your valuable assets.
At High Net Worth Insurance Specialist, we understand the unique needs of high-value collections and provide tailored insurance solutions for discerning clients.
Contact us today to learn more about safeguarding your watches, jewellery, and other treasured assets.
High Net Worth Insurance Specialist is a trading name of PiA Commercial Ltd.
